Life insurance is often called the most heartfelt gift you can give a loved one. At Northern Financial Management, we take this message seriously and work with you to find the best policy for you. Since individual needs and goals are important in choosing the best life insurance policy, Northern Financial Management has the ability to offer life insurance quotes from dozens of different companies. To learn more about how we can assist you in deciding among life insurance policies, Contact Us.
One of the biggest questions regarding life insurance is “how much insurance do I need?” Northern Financial Management can assist you in determining the amount of coverage required to help ensure that survivors are left in the same “financial world” to which they were accustomed. Current liabilities (e.g. mortgages, outstanding loans, etc.) and future liabilities (e.g. education for children) are considered. We understand that life insurance is a complex topic to understand and we do our best to present all possible options to you and make suggestions for a policy based on your individual needs.
Life insurance should not be a rushed decision. There are many factors to consider such as:
The size of the policy
Whether to purchase term or permanent life insurance
The number of years of coverage that the policy needs to provide
The ability to convert from a term to a permanent policy if there is a change in health
These are just a few of the many considerations when purchasing a life insurance policy.
At Northern Financial Management, we systematically walk you through the life insurance jargon.